What is open and closed on MLK Day and Inauguration Day 2025?

Monday marks an unusual coincidence with Martin Luther King Jr. Day, a federal holiday that falls on the same day as Donald Trump’s second inauguration, which could raise questions about whether businesses and services will be open on Jan. 20.

The two events do not usually coincide, but the inauguration day is always held on January 20, as specified by The 20th Amendment to the Constitution. Meanwhile, Martin Luther King Jr. Day is celebrated on the third Monday of January every year, which this year also falls on January 20.

Here’s what you need to know about what’s open or closed on Monday.

Is there mail and is the post office open on MLK Day and Inauguration Day?

Because Martin Luther King Jr. Day is a federal holiday, the U.S. Post Office will close its locations for retail transactions, while the USPS also will not deliver mail to homes or businesses on Monday.

Still, the USPS said in a declaration that Priority Mail Express will be delivered on January 20th. Regular delivery schedules will resume on January 21, it said.

Are the banks open on MLK Day and Inauguration Day?

Most banks will be closed on January 20 because Martin Luther King Jr. Day is a holiday observed of the Federal Reserve System. However, ATMs will be available for people who need to withdraw cash or make a deposit.

Is Costco open on MLK Day?

Yes, Costco stores will be open on January 20th because Martin Luther King Jr. Day is not one of them seven holidays observed by the warehouse dealer.

Is Target open on Martin Luther King Jr. Day?

Target says its stores will operate on MLK, Jr. Day with their normal opening hours. However, because these hours may vary by location, the retailer recommends that customers use Target.com’s “find a store” feature to check their local store’s opening hours.

Are McDonald’s, Chick-fil-A and Starbucks open on MLK Day?

McDonald’s says its locations will be open on January 20, but hours may vary, so it advises consumers to check store location for local opening hours.

Similarly, Chick-fil-A says its restaurants will be open on MLK Day, but also recommends people check local hours on its store location before going out.

Starbucks tells CBS MoneyWatch that store hours may vary on public holidays. Customers can check out their local coffee shops at this Starbucks website.

Are grocery stores open on MLK, Jr. Day?

Most grocery stores will be open on Jan. 20, with Publix and Kroger telling CBS MoneyWatch that their locations will be open their normal business hours on Monday.